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Canadian student funding guides

Guides to OSAP, provincial aid, trades funding, Indigenous scholarships, and funding for paths outside university. Updated as funding programs change.

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Interactive guide · Tech careers

Which certificate actually gets tech interviews in Canada?

Match a beginner-friendly Google, IBM or AWS certificate to the job you want, see the Canadian wage benchmark for each role, and check funding before you pay a dollar.

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OSAP Crisis & Government Funding Changes

OSAP New Rules In Effect: What Changed August 1, 2026

OSAP's new rules took effect August 1, 2026. Grant maximum falls to 25%, career colleges go loan-only, and the Ontario loan still charges interest in grace.

G Paul · 11 min

OSAP & Government Funding

OSAP Grant Cuts 2026: Ontario Student Survival Guide

OSAP grant cuts 2026: grants drop 85% to 25%, which can add about $7,200 a year in debt for a grant-heavy student. 7-day and 30-day steps for Ontario students.

G Paul · 13 min

Scholarship Guides

Schulich Builders $40,000 Trades Award

The 2026 round has closed and no date is set for the next one. Worth up to $40,000 for trades students at 12 Ontario colleges.

FundMyCourse Team · 6 min

Funding Guides

OSAP Estimator: Grants Now 25%, Not 35%

Ontario cut the grant share from about 35% to about 25% of your award. The rest is loans. Walk the estimator screen by screen before you apply.

FundMyCourse Team · 11 min

Funding Guides

OSAP Cuts 2026: 3 Sources That Are Not Loans

OSAP cuts 2026: the grant cap drops from 85% to 25%. Three sources you never repay, plus the federal aid you already had and must not count twice.

FundMyCourse Team · 11 min

Provincial Funding Guides

Alberta Student Aid: $22,000 a Year for Full-Time

Combines Alberta and federal loans up to $17,000 (repaid) with grants like the Alberta Student Grant, up to $5,100, income tested and never repaid.

FundMyCourse Team · 15 min

Provincial Funding Guides

Atlantic Canada Student Aid: 4 Provinces

Atlantic Canada scholarships, grants, loans & funding 2026: NS, NB, NL, PEI student aid + Dalhousie, Memorial, UNB, UPEI entrance awards.

FundMyCourse Team · 18 min

Funding Guides

Indspire: $313M for Indigenous Students

Indigenous student funding Canada 2026: Indspire scholarships, PSSSP, band funding, Métis & Inuit programs, university awards, Section 87 tax exemptions.

FundMyCourse Team · 18 min

Provincial Funding Guides

BC Student Aid Guide + UBC $80,000 Scholarship

Interest-free BC loans, the BC Access Grant (up to $4,000 for programs under 2 years), and UBC's $80,000 entrance award. Who qualifies for each.

G Paul · 14 min

OSAP Crisis & Government Funding Changes

OSAP Cuts 2026: 10 Ways to Close Your Funding Gap

OSAP grant cuts hit hard? 10 ways to close your funding gap: Canadian scholarships, grants, loans, RESPs, co-op earnings, tax credits. 2026 strategy.

G Paul · 11 min

Complete Funding Guides

$7,200 Free RESP Cash: Govt CESG 2026 Match

Get $7,200 free RESP grants per child via CESG. Contribution strategy, withdrawal rules, plus the Canada Learning Bond ($2,000 with no contributions).

G Paul · 11 min